Agreed. No such thing with an online book, at least not that I know of among reputable places. At most books you will have to roll your initial deposit over several times (usually 2 or 3 times) before qualifying for a payout. Even then, won't be getting it the next day. Maybe a week. And keep in mind, you're going to have to supply the book with a good bit of personal information to verify that it's really you making the withdrawal request. Some folks have no problem with that, others do. Just FYI.
Take a look at 5Dimes, Bookmaker and Heritage. All have A, A+ or Elite ratings by the Sports Book Review and OSGA. That's important, IMO. No sense wasting time with books that don't have high ratings. Pay little, if any, attention to bonus programs offered. You have to turn those bonus amounts over 25 times in some cases before collecting. Fat chance of that happening and still have the bonus intact.
I do not have a local guy or any hook ups. I used Legends and we know how that went. Best book I ever used. Now I am back to SBG Global but last time I played with them I hit a few times and the last pay out took forever.